Texas Ratio

(Updated 8/28/17)

The table below shows all of the Banks that currently have a Texas Ratio at or above 100 based on the 1st Quarter of 2017.  All data comes from the FDIC SDI database (Lines 8, 11, 26, 32, 33) and does not include Loans backed by the Government as they were subtracted out.   Also there are a number of factors that can cause a Bank to have a high Texas Ratio so that doesn't mean the Bank will fail.

As of the 1st Quarter of 2017 "26" Banks had a Texas Ratio of 100 or above while 48 Banks had a Texas Ratio between 50 and 99.   There are now 5787  Banks so less than 1.0% have a Texas Ratio above 100.  However keep in mind back in late 2007 the were nearly 8500 banks so roughly 2713 (32%) have closed in the last 10 years. 

Banks with a Texas Ratio at or above 100 based on 1st Quarter Data from 2017

CERT Bank City State Texas Ratio
31121 Cecil Bank Elkton MD 815.2
57131 Beach Community Bank Fort Walton Beach FL 763.3
16748 First City Bank of Florida Fort Walton Beach FL 389.1
16396 Lafayette State Bank Mayo FL 282.7
35249 Gwinnett Community Bank Duluth GA 280.4
14361 The First State Bank Barboursville WV 241.7
57784 Nantahala Bank & Trust Company Franklin NC 221.6
25796 Community Bank and Trust - West Georgia Lagrange GA 214.8
17719 The Farmers and Merchants State Bank of Argonia Argonia KS 194.2
1517 Markesan State Bank Markesan WI 191.2
28761 Heartland Bank Little Rock AR 173.0
35393 United Trust Bank Palos Heights IL 160.6
9499 Civis Bank Rogersville TN 155.7
58189 Providence Bank Alpharetta GA 152.3
57884 Superior Bank Hazelwood MO 142.4
22460 Monterey County Bank Monterey CA 131.9
5716 Farmers & Merchants Bank Lakeland GA 129.3
58347 WestSide Bank Hiram GA 126.5
10318 Sevier County Bank Sevierville TN 125.6
3018 The First National Bank of Fleming Fleming CO 117.0
28480 Columbia Savings and Loan Association Milwaukee WI 116.4
18641 First Bank and Trust Company of Illinois Palatine IL 116.1
17878 Bank of Louisiana New Orleans LA 108.3
35314 Alamerica Bank Birmingham AL 107.5
877 Bank of Eastman Eastman GA 103.2
28407 Liberty FSB Enid OK 102.8


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